Portfolio Management Services (PMS) is a SEBI-regulated investment solution where a professional portfolio manager builds and manages a customised basket of securities held directly in your own Demat account. Unlike mutual funds that pool investors’ money, PMS mandates are tailored to your goals, risk profile, cash-flow needs, and tax situation—allowing concentrated or diversified strategies across market caps, sectors, and even multi-asset mixes. PMS comes in discretionary, non-discretionary, and advisory formats, offers transparent reporting with real-time visibility of holdings, and typically follows robust risk management and compliance frameworks. With a minimum ticket size of ₹50 lakh, PMS is best suited for HNIs seeking active, research-driven management, higher flexibility, and potential outperformance over a 3–5+ year horizon, while recognising that returns are market-linked and can be volatile.
Start by defining objectives (wealth compounding, income, legacy, or goal-based), your acceptable drawdown, and investment horizon. Evaluate the PMS provider’s track record across market cycles, team depth, investment philosophy, and risk controls (position sizing, sector caps, stop-loss/hedging rules). Scrutinise the fee model (fixed vs performance fee with high-water mark), operational readiness (reporting, tech stack, onboarding), and service quality. Ensure the strategy capacity is reasonable, disclosures are clear, and the mandate fits your liquidity and tax preferences. Finally, commit only the capital you can leave invested for at least 3–5 years.
You delegate day-to-day decisions to the portfolio manager within a defined mandate for speed and discipline.
The manager recommends trades; you approve executions—suited to investors who want tighter control.
You receive research-backed advice and models while execution and custody remain with you or your broker.
Core portfolios focused on quality businesses with durable earnings compounding and prudent risk.
Higher-alpha potential through emerging leaders; accepts higher volatility and longer holding periods.
Factor-driven mandates prioritising valuation discipline, balance-sheet strength, and cash-flow payouts.
Conviction bets (e.g., financials, manufacturing, digital, energy transition) with clear entry/exit frameworks.
Blends equity, debt, and sometimes gold or REITs to smoothen drawdowns and optimise risk-adjusted returns.
Conservative mandates targeting capital preservation and steady income via high-quality fixed-income instruments.
4,000+ Mutual Funds to choose from
Ideas2Invest offers over 4,000 Mutual Fund schemes without any hidden charges or fees, making your investment journey safer, easier, and more rewarding.
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Whether through SIP (Systematic Investment Plan) or a lump sum, you can invest in Mutual Funds seamlessly on Ideas2Invest with complete ease.
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Investors with significant surplus capital (typically ₹50 lakhs and above) who want personalized and professionally managed portfolios.
Those who lack the time or expertise to track markets daily but want their wealth actively managed by experts.
Individuals who prefer portfolios aligned with their unique financial goals, risk profile, and sectoral preferences.
Those aiming to build wealth systematically over the long term with professional portfolio rebalancing and diversification.
Individuals looking to preserve wealth, generate regular income, or create a legacy through structured investment strategies.
Those who understand markets and want advanced strategies—such as thematic investing, sectoral bets, or concentrated portfolios—beyond regular mutual funds.
Select a licensed and reputed PMS provider or wealth management firm with a strong track record and investment philosophy aligned with your goals.
Submit PAN, Aadhaar, bank details, and other regulatory documents as part of the onboarding and SEBI compliance process.
The PMS manager constructs a customized portfolio across equities, debt, or hybrid strategies, actively managing it on your behalf.
Work with the PMS provider to assess your financial objectives, time horizon, and risk tolerance for a tailored portfolio.
Transfer the minimum required investment (₹50 lakhs as mandated by SEBI) to your PMS account for portfolio allocation.
Receive regular performance reports, review strategies periodically, and rebalance as required to stay aligned with your wealth goals.
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See how investors benefit from professionally managed portfolios
Rajesh, a 45-year-old entrepreneur, has surplus wealth of ₹1 crore and wants his money to grow systematically with professional guidance.
He allocates ₹50 lakhs into a SEBI-registered PMS, which designs a customized equity and debt portfolio aligned with his moderate risk appetite.
The PMS manager actively monitors the market, rebalances Rajesh’s portfolio, and captures opportunities in high-growth sectors.
After 5 years, Rajesh’s PMS portfolio grows to ₹85 lakhs (from ₹50 lakhs), demonstrating the value of professional management, transparency, and strategic diversification.
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Ideas2Invest is an AMFI Registered Mutual Fund Distributor providing investment advisory, wealth management, and financial planning services.
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Yes, we provide ELSS and other tax-saving investment solutions.
We offer mutual fund investments, insurance solutions, portfolio management, and more tailored financial services.
Yes, we are AMFI Registered Mutual Fund Distributor with ARN - 113588.
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