Investments for NRIs (Non-Resident Indians) cover a wide range of financial products and structures that allow Indians living abroad to participate in India’s growth while managing currency, tax and repatriation needs. NRIs can invest through regulated routes under FEMA and RBI guidelines using specific account types (NRE, NRO, FCNR) and schemes such as the Portfolio Investment Scheme (PIS) for equities. Popular instruments include bank deposits, mutual funds, direct equity, government and corporate bonds, real estate (subject to restrictions), REITs, AIFs/PMS for eligible investors, and structured products. Each product differs in repatriability, taxability, liquidity and documentation requirements — so selecting the right combination depends on residency status, income source in India, long-term goals, and currency exposure preferences.
Start by confirming your residential status for tax and regulatory purposes, then define your objectives: capital appreciation, income, repatriation or estate planning. Choose the right account (NRE for fully repatriable INR holdings, NRO for Indian-source income, FCNR to avoid forex risk) and pick instruments that match your horizon and liquidity needs. For equity exposure use the PIS route; for alternatives consider SEBI-regulated AIFs/PMS where eligible. Always check tax implications (TDS, capital gains rules), DTAA benefits with your country of residence, KYC requirements, and any repatriation limits. When in doubt, work with a cross-border financial advisor or your bank’s NRI desk to ensure regulatory compliance and efficient tax planning.
Park savings, earn interest and choose repatriability: NRE (repatriable, tax-free interest), NRO (Indian income, limited repatriation, taxable), FCNR (foreign currency deposits to avoid forex risk).
Invest in Indian mutual funds (equity, debt, hybrid) and ETFs. Repatriation of proceeds is possible via appropriate bank accounts—check scheme rules and KYC requirements.
Buy and hold Indian listed shares through the Portfolio Investment Scheme (PIS) route — suitable for NRIs seeking direct market exposure (subject to RBI/PIS rules).
Invest in government securities, corporate bonds, and NCDs (subject to eligibility) for predictable income and portfolio diversification.
Invest in residential/commercial property (subject to FEMA limits) or access real estate via REITs/INVITs for liquidity and professional management.
Eligible NRIs can access private equity, venture capital, hedge strategies, or discretionary PMS/AIFs for higher-return, long-horizon allocations (minimum ticket sizes and eligibility apply).
Basic building blocks for NRIs — differ by repatriability, tax treatment and currency denomination to suit cash management and safety needs.
Equity/debt mutual funds and ETFs offer pooled exposure; direct equity via PIS provides ownership of stocks with regulatory oversight.
Corporate bonds, government securities and NBFC deposits provide income and diversification versus equities.
Direct property (with restrictions) or listed vehicles like REITs/INVITs that give exposure to commercial real estate with better liquidity.
Private-market and manager-driven strategies for accredited or eligible NRIs seeking institutional-style exposure and potential alpha.
Customized products for capital preservation, currency hedging, or estate planning — review complexity, costs and enforceability across jurisdictions.
4,000+ Mutual Funds to choose from
Ideas2Invest offers over 4,000 Mutual Fund schemes without any hidden charges or fees, making your investment journey safer, easier, and more rewarding.
Our advanced tools and calculators offer a simple yet superior investment journey and aid your decision-making.
Whether through SIP (Systematic Investment Plan) or a lump sum, you can invest in Mutual Funds seamlessly on Ideas2Invest with complete ease.
Download our Wealth Magic App from the Play Store or App Store on your device and start your investment journey in just a few minutes.
We have gained the faith of 500+ happy customers over the two decades, Ideas2Invest has built unmatched trust in the financial services industry.
Get guidance from certified financial advisors whenever you need assistance. Our team of experts is always ready to assist you.
Our advisory is backed by top-grade research & data-driven analysis empowering you to make confident financial decisions.
Enjoy hassle-free investment processes. From quick account opening to automated SIPs, everything is designed for your convenience.
Foreign nationals who want to participate in India’s high-growth economy without setting up local entities, bank accounts, or complex registrations.
International investors aiming to diversify their wealth by adding Indian equities, bonds, and alternative assets—directly in USD through GIFT City.
Funds, institutions, and family offices seeking structured, transparent, and tax-efficient access to Indian markets via the IFSC framework.
Affluent investors looking for long-term opportunities in India’s real estate, infrastructure, and startup ecosystem through GIFT City channels.
Investors passionate about sustainable sectors—like renewable energy, fintech, and green infrastructure—who want exposure to India’s innovation ecosystem.
Choose a licensed broker, bank, or investment advisor authorized to operate within GIFT City’s International Financial Services Centre (IFSC).
Transfer funds directly in US Dollars to your GIFT City account—avoiding INR conversion hassles and currency risks.
Track performance in USD and rebalance across asset classes for optimal returns while mitigating market risks.
Provide your identification and financial documents in line with global AML norms and GIFT City IFSC compliance requirements.
Access a wide range of opportunities, including equities, bonds, mutual funds, REITs, and AIFs—all denominated in USD.
Get expert advice and start investing with confidence today.
Get Started
See how international investors benefit from investing in India using USD
Sarah, a 35-year-old NRI living in Dubai, wants to diversify her portfolio by investing in India but prefers to keep her funds in USD.
She invests $20,000 through a registered GIFT City platform into Indian mutual funds and corporate bonds directly in USD.
Over the next 4 years, India’s markets perform strongly, and Sarah also enjoys GIFT City’s tax-efficient structure and reduced compliance hassle.
Her portfolio grows to $29,000, demonstrating how NRIs can access India’s growth story seamlessly while avoiding repeated currency conversions.
Manage your investments on the go, track your portfolio, and stay up to date — all from your phone.
Get the link to download the App.
Ideas2Invest is an AMFI Registered Mutual Fund Distributor providing investment advisory, wealth management, and financial planning services.
Yes, our initial consultation is completely free to help you understand your investment options.
You can start by filling out the contact form, and our team will get back to you within 24 hours.
Yes, we provide ELSS and other tax-saving investment solutions.
We offer mutual fund investments, insurance solutions, portfolio management, and more tailored financial services.
Yes, we are AMFI Registered Mutual Fund Distributor with ARN - 113588.
Stay updated with the latest trends in investments and financial planning.
Mutual FundsLearn how to kickstart your investment journey with these easy mutual fund strategies.
Read More
Wealth TipsStep-by-step guide on using SIP to create long-term wealth for retirement.
Read More
Market InsightsUnderstand the pros and cons of direct stock investment vs mutual funds.
Read MoreInvestment HacksExplore the best performing funds this year.
Read More