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Start Your Wealth Journey with Systematic Investment Plans (SIP)

Invest regularly and build wealth over time with our SIP solutions tailored to your financial goals.

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What is a Systematic Investment Plan

An SIP (Systematic Investment Plan) is an investment method by which mutual funds allow their investors to invest in a disciplined manner. By using the SIP facility, an investor can invest a fixed amount of money at predetermined intervals in a mutual fund scheme.

Frequency under SIP FacilityMinimum InstallmentsMinimum SIP amount
Daily6 InstallmentsRs. 100/- and in multiple of Re. 1/-
Weekly6 InstallmentsRs. 100/- and in multiple of Re. 1/-
Monthly6 InstallmentsRs. 100/- and in multiple of Re. 1/-
Yearly3 InstallmentsRs. 12,000/- and in multiple of Re. 1/-

Benefits and Features of SIP

Benefit Visual

Disciplined

Rather than timing the market, Investors can create a disciplined and organised investing process using a systematic investment plan. SIP allows investors to invest a fixed amount at regular intervals. The SIPs can be set up on a daily, weekly, monthly, or yearly basis depending on the scheme.

Disciplined

Disciplined

Rupee Cost Averaging

Rupee Cost Averaging

Flexible Tenure

Flexible Tenure

Small Payments

Small Payments

Convenience

Convenience

Power of Compounding

Power of Compounding

Provides Flexibility of Investment Amount

Provides Flexibility of Investment Amount

Steps to Start Your SIP

1

Choose Your Plan

Select the mutual fund scheme and investment duration that suits you.

2

Set Amount

Decide the amount you want to invest regularly.

3

Complete KYC

Verify your identity and complete your KYC in minutes.

4

Start Investing

Begin your SIP and let compounding grow your wealth.

SIP vs Lumpsum Investment

Compare two popular ways of investing in mutual funds and find out which one suits your financial goals.

Recommended

SIP (Systematic Investment Plan)

Best for beginners & disciplined investors

Pros

  • Invest small amounts regularly
  • Reduces risk via rupee cost averaging
  • Encourages saving habit

Cons

  • Returns may be lower in strong bull markets

Lumpsum Investment

Best for investors with large capital

Pros

  • Higher returns in strong markets
  • Simple one-time process

Cons

  • Higher risk if market crashes after investment
  • Requires large upfront capital

Growth over Time: Sip vs Lumpsum

Who Should Invest in SIP?

Young Professional

Young Professional

Starting your financial journey

Mid-career Investor

Mid-career Investor

Balancing family & investments

Retirement Planner

Retirement Planner

Securing golden years

Young Professional

Perfect for Beginners

If you’re just starting your career, SIPs help you build a habit of disciplined savings without large commitments.

  • Start small, as low as ₹100
  • Build long-term wealth
  • No need to time the market

SIP Calculator

3,270,000
Invested
761,185.256
Returns
4,031,185.256
Total
Explore All Calculators
0 Commission

Grow your wealth with SIP

4,000+ Mutual Funds to choose from

+91

Explore Top Mutual Funds

Categories

SIPs with 100SIPs with 100
SIPs with 500SIPs with 500
Tax Saving (ELSS)Tax Saving (ELSS)
Debt FundsDebt Funds
High ReturnsHigh Returns
Large CapLarge Cap
Fund NameFund Size (Cr)1Y Returns3Y Returns5Y Returns
ICICI Prudential Infrastructure Fund
ICICI Prudential Infrastructure Fund
Equity - Sectoral / Thematic
6,989.5640.77%35.45%32.74%
Aditya Birla Sun Life PSU Equity Fund
Aditya Birla Sun Life PSU Equity Fund
Equity - Sectoral / Thematic
5,531.8731.88%36.33%0.00%
ICICI Prudential Infrastructure Fund Direct Plan IDCW Payout
ICICI Prudential Infrastructure Fund Direct Plan IDCW Payout
Equity - Sectoral / Thematic
6,989.5640.76%35.44%32.73%
Aditya Birla Sun Life PSU Equity Fund Direct Payout of IDCW Payout
Aditya Birla Sun Life PSU Equity Fund Direct Payout of IDCW Payout
Equity - Sectoral / Thematic
5,531.8731.83%36.30%0.00%
ICICI Prudential Infrastructure Fund Direct Plan IDCW Reinvestment
ICICI Prudential Infrastructure Fund Direct Plan IDCW Reinvestment
Equity - Sectoral / Thematic
6,989.5640.76%35.44%32.73%

Real-Life Case Studies

See how different investors achieved their goals with SIPs.

R

Riya, 28

Young Professional

Problem: Riya wanted to start investing early but was worried about market risks.

Strategy: She started a ₹5,000 monthly SIP in a diversified equity fund.

Outcome: In 7 years, her investment doubled, giving her confidence to increase her SIP.

Start small, stay consistent, and let compounding do the work.
A

Amit, 42

Family Planner

Problem: Amit needed a plan for his child’s higher education expenses.

Strategy: He chose an ELSS fund to get tax benefits while building wealth.

Outcome: Over 10 years, he saved enough for his child’s studies while enjoying tax savings.

Smart fund choices can balance goals with tax efficiency.
M

Meena, 55

Retirement Seeker

Problem: Meena wanted a steady income after retirement.

Strategy: She shifted her corpus into a debt mutual fund with SWP (Systematic Withdrawal Plan).

Outcome: She now enjoys a fixed monthly income without exhausting her capital quickly.

SIPs and SWPs can work together for retirement planning.

Start Your Wealth Journey Today

Investing through SIPs is the simplest way to build wealth steadily over time. Let us help you achieve your goals.

  • Start with as low as ₹500
  • Benefit from power of compounding
  • Flexible & easy withdrawals
  • Track everything online
Start Investing Now
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Frequently Asked Questions

Ideas2Invest is an AMFI Registered Mutual Fund Distributor providing investment advisory, wealth management, and financial planning services.

Yes, our initial consultation is completely free to help you understand your investment options.

You can start by filling out the contact form, and our team will get back to you within 24 hours.

Yes, we provide ELSS and other tax-saving investment solutions.

We offer mutual fund investments, insurance solutions, portfolio management, and more tailored financial services.

Yes, we are AMFI Registered Mutual Fund Distributor with ARN - 113588.

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